On August 26 I had bottom surgery. I'll be out of work until November 16. Short-term disability only pays 60% of my regular pass I found out on Oct 4 that my company does NOT cover the other 40%, so I'm out almost half my income for two months. I have rent, car note, car insurance, utilities, pet food, prescriptions, Photoshop, storage, gas, food, and more to worry about. As of updating this (10/04/21) I have -$30.59 in checking and $0.74 in savings, and I've already sold off all my stocks.